Point of sale
Clover Station Pro
Adds a customer-facing screen for tips and signatures. Built for busy counters.
Card processing for coffee shops
Coffee shops take hundreds of small payments a day. With a typical sale around $12, the flat per-sale fee costs you more than the percentage does at some processors.
The numbers on this page use a typical coffee shop sale of $12.
SAVINGS RECEIPT
Example: coffee shop, $37,500 a month in cards
Their avg. fees$1,755.00
Our fees$1,100.00
You keep / month$655.00
You keep each year$7,860
Your numbers will differ. Run yours.
What a coffee shop could keep
Monthly processing cost at three sales levels, using each processor's standard in-person rate.
| Monthly card sales | Square | PayPal | Stripe | Our cost | You keep per year |
|---|---|---|---|---|---|
| $10,000 – $25,000 | $673.75 | $1,237.83 | $545.42 | $513.33 | $3,668 |
| $25,000 – $50,000 | $1,443.75 | $2,652.50 | $1,168.75 | $1,100.00 | $7,860 |
| $50,000 – $100,000 | $2,887.50 | $5,305.00 | $2,337.50 | $2,200.00 | $15,720 |
Each row uses the middle of the sales range. "You keep" is the average of the three processors minus our cost, times 12.
Where the fees come from
Every card sale costs a percentage plus a flat fee. On a typical $12 coffee shop sale, here's what one payment costs.
- Square$0.46
- PayPal$0.85
- Stripe$0.37
- Credit Card Equipment$0.35
On a sale this size, PayPal's flat $0.49 is 58% of its fee, so the per-sale charge matters as much as the rate.
Equipment coffee shops use
A register with a customer-facing screen speeds up the line and prompts for tips. A countertop terminal works for smaller counters and second registers.
Countertop
Clover Mini
A small touchscreen terminal for a fast checkout line, with a built-in printer and PIN pad.
Questions coffee shops ask us
Why do small sales cost more to process?
Most processors charge a percentage plus a flat fee on every sale. On a $12 latte order, a 49¢ per-sale fee is about 4% of the sale before the percentage is even added.
Can customers tip on the screen?
Yes. Clover can show tip options to the customer at checkout.
Do I need a long-term contract?
No. Our plans are month to month with no early termination fee.
Can I keep my current equipment?
Often, yes. Many terminals can be reprogrammed. If yours can't, we'll set you up with a new one.
Service areas
We work with coffee shops across the country. Your terminal ships programmed, and your agent sets it up with you by phone.
See what you'd save before you switch.
A side-by-side report against Square, PayPal and Stripe, in about a minute.