Merchant Service Group LLC, Huntington Beach, California Sales and support (714) 489-5962

Card processing for auto repair shops

Repair bills are large, and most customers pay by card. At an average ticket in the hundreds, the percentage rate drives almost all of your processing cost.

The numbers on this page use a typical auto repair shop sale of $450.

SAVINGS RECEIPT

Example: auto repair shop, $37,500 a month in cards


Their avg. fees$1,055.42

Our fees$795.83


You keep / month$259.58

You keep each year$3,115

Your numbers will differ. Run yours.

What a auto repair shop could keep

Monthly processing cost at three sales levels, using each processor's standard in-person rate.

Monthly card salesSquarePayPalStripeOur costYou keep per year
$10,000 – $25,000$460.83$542.31$474.44$371.39$1,454
$25,000 – $50,000$987.50$1,162.08$1,016.67$795.83$3,115
$50,000 – $100,000$1,975.00$2,324.17$2,033.33$1,591.67$6,230

Each row uses the middle of the sales range. "You keep" is the average of the three processors minus our cost, times 12.

Where the fees come from

Every card sale costs a percentage plus a flat fee. On a typical $450 auto repair shop sale, here's what one payment costs.

  • Square$11.85
  • PayPal$13.95
  • Stripe$12.20
  • Credit Card Equipment$9.55

On a sale this size, the percentage is most of the fee, so the rate matters far more than the flat per-sale charge.

Equipment auto repair shops use

A handheld lets you take payment at the counter or out in the lot. The Valor VL550 supports cash discount programs for shops that want card customers to cover the fee.

Clover Flex

Handheld

Clover Flex

Take payment at the table, the chair or the curb. Prints receipts and takes tap, chip and swipe.

Valor VL550

Wireless

Valor VL550

An all-in-one wireless terminal with a color touchscreen and printer. Supports cash discount programs.

Questions auto repair shops ask us

Why are savings bigger for repair shops?

Processing cost grows with the size of the bill. With average tickets around $450, a lower percentage rate is worth much more to a repair shop than to a business with small sales.

What is a cash discount program?

Card customers pay a small service fee and cash customers don't, so you keep close to the full repair bill. Your agent can tell you whether it suits your shop.

Do I need a long-term contract?

No. Our plans are month to month with no early termination fee.

Can I keep my current equipment?

Often, yes. Many terminals can be reprogrammed. If yours can't, we'll set you up with a new one.

Service areas

We work with auto repair shops across the country. Your terminal ships programmed, and your agent sets it up with you by phone.

See what you'd save before you switch.

A side-by-side report against Square, PayPal and Stripe, in about a minute.